Doctor stops accepting insurance, posts prices online

[The_Lillard_King]

Your paycheck would be bigger. Your doctor bills would be $75 for most things.

Look at the guy's prices:

http://www.ciampifamilypractice.com/Our_Prices.html

Many things $20. $200 for a house call.

Health care isn't expensive - insurance and govt. interference are

It is not the bills from general practitioners that drives the need for medical insurance. It is when an expert or hospital stay in necessary that most need medical insurance.

Then there is prescription medication . . . pharmaceutical companies do have the right to make a profit.

 

[Denny Crane]

It is not the bills from general practitioners that drives the need for medical insurance. It is when an expert or hospital stay in necessary that most need medical insurance.

Then there is prescription medication . . . pharmaceutical companies do have the right to make a profit.

You can pay the $300/month or $1000/month for a cadillac plan that gets you $15/month prescription payments. Sure.

Do the math, though.

This guy http://tightfistedmiser.com/2011/12/13/how-much-does-individual-health-insurance-cost/ says it would cost $80/month for catastrophic insurance with a $5K deductible.

$300 * 12 = $3600
$80 * 12 = $960
You save $2640, or enough to pay for over $200/month in prescription drugs.

Or to have one of those $200 house calls per month

 

[The_Lillard_King]

You can pay the $300/month or $1000/month for a cadillac plan that gets you $15/month prescription payments. Sure.

Do the math, though.

This guy http://tightfistedmiser.com/2011/12/13/how-much-does-individual-health-insurance-cost/ says it would cost $80/month for catastrophic insurance with a $5K deductible.

$300 * 12 = $3600
$80 * 12 = $960
You save $2640, or enough to pay for over $200/month in prescription drugs.

Or to have one of those $200 house calls per month

What happens if he tears a tendon or cartilidge, gets food poisoning, breaks an arm, gets a dog bite, gets a soft tissue injury, has foot problems, needs bloodwork done.

A house visit by a general practitioner for $200? Guessing I get get better answers on the internet for zero money. The answer by the house call doctor is a prescription for vicodin and to send you to a specialist.

A country where people only have catastrophic insurance as defined by the insurance company . . . heaven for some here, hell for others.

 

[Denny Crane]

What happens if he tears a tendon or cartilidge, gets food poisoning, breaks an arm, gets a dog bite, gets a soft tissue injury, has foot problems, needs bloodwork done.

A house visit by a general practitioner for $200? Guessing I get get better answers on the internet for zero money. The answer by the house call doctor is a prescription for vicodin and to send you to a specialist.

A country where people only have catastrophic insurance as defined by the insurance company . . . heaven for some here, hell for others.

A torn flexor tendon surgery might cost $50,000. You'd pay the deductible, insurance pays the rest.

 

[The_Lillard_King]

A torn flexor tendon surgery might cost $50,000. You'd pay the deductible, insurance pays the rest.

So torn flexor tendon is considered catastrophic? Don't think every insurance company would agree on that. Hold off on that surgery while lawyers battle out in court how to interpret the insurance policy.

What does one do with a torn ACL . . . guessing some "experts" out there will explain how an ACL is not necessary to live a normal productive life.

We don't need a system where individuals are only covered for "catastrophic injuries" . . . yet give people the choice and so many are so financially strapped or only think short term that they don't get any other coverage. Heck many won't even buy catastrophic injury insurance. Then when they get injuried, let them suffer or die for being short sighted?

 

[Denny Crane]

So torn flexor tendon is considered catastrophic? Don't think every insurance company would agree on that. Hold off on that surgery while lawyers battle out in court how to interpret the insurance policy.

What does one do with a torn ACL . . . guessing some "experts" out there will explain how an ACL is not necessary to live a normal productive life.

We don't need a system where individuals are only covered for "catastrophic injuries" . . . yet give people the choice and so many are so financially strapped or only think short term that they don't get any other coverage. Heck many won't even buy catastrophic injury insurance. Then when they get injuried, let them suffer or die for being short sighted?

Catastrophic only means that you've paid up to the deductible out of pocket. Anything beyond that, they pay.

With a traditional policy, they may not pay for the first few days in the hospital or only pay 80%. It's a scam.