Clickbank Cost Structure:
$2.50 Payment Issue Fee (Everytime they issue your money they extract this fee)
Everytime our product is purchased, Clickbank pays us 92.5% of what we are charging the customer plus a $1.00 stocking fee.
EXAMPLE: Customer buys our $100.00 ebook. Click bank takes that $100.00 and gives us $91.50.
Anytime there is a chargeback (due to cc fraud or whatnot) there is an $18.00 charge. If there is more than a 1% rate of chargebacks over a 90 day period the charge goes up to $35.00
There is a moneyback gaurantee so if a customer wishes a refund, they are entitled to it.
If your product is purchased on an affiliate’s website, you get 50% for your $91.50 from the earlier example and the affiliate gets the other 50%.
Then there are some sketchy terms of service that don’t make too much sense, I will cut and paste them here for your take on them:
Customer Distribution Requirement
ClickBank accounts cannot be used for the sole purpose of collecting rebates or otherwise extending credit to yourself or others. In compliance with US law, ClickBank will withhold payment of any account balance until the following criteria is met:
• Sales made with 5 or more different credit card numbers and
• Sales made with two different payment methods (either Visa, MasterCard, or PayPal). Note: PayPal purchases do not count toward the minimum 5 different credit card numbers.
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Dormant Accounts
Accounts with a positive balance but no earnings for an extended period of time are considered dormant. Dormant accounts are subject to a charge of $1 per pay period after 90 days of inactivity, $5 per pay period after 180 days of inactivity, and $15 per pay period after 365 days of inactivity.
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Postal Delays & Reissued Checks
No national postal service is 100% reliable. If your check is significantly delayed you may request that we send you a new check. To issue a new check we have to pay a service fee to the bank network to recall (void) the first check. A $20 cancellation charge applies. New checks will only be issued on days when regular checks are sent. ClickBank must receive the reissue request by the pay period end date in order for the reissue check to be processed at the same time as the payment for that pay period. There are no exceptions to these deadlines. To request that a check be reissued, please use the Account Questions form.
Determination of Affiliate
The affiliate (if any) associated with any ClickBank sale is determined by an automated customer tracking system. Any decision made by this system is final and not subject to petition or debate. Though we believe our tracking system to be more fair and accurate than any alternative, we make no representation regarding the ability of the system to track any specific customer, for any specific length of time.
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Account Closure
You may close your account at any time. Any closing balance under $10 will be forfeited. To close your account, please use the Account Questions form.
Return Allowance
We withhold a fraction from each payment that is credited back to your account after 12 weeks (about 84 days). These funds are used to manage quality issues that may arise with products you publish or promote. The standard return allowance is 10%. ClickBank may adjust your return allowance at any time.
THINGS TO KEEP IN MIND ABOUT CLICKBANK
Any issues to be dealt with in court will have to be brought in IDAHO as per the user agreement.
) and currently don't have a significant other. This is probably the time for me to go over there before my "real" (boring?) life has to begin. Might as well live it up because you only live once right? 
