Denny, what I was saying is that people could share their XFinity account with their friends, who could then go around and get on to other people's "public" hotspots. A person could always willingly share their wifi password with a neighbor, but at least the sharing would be limited to that general area. Under this setup, they could get onto anyone's modem. Also, gaining a connection to an access point is the first step in hacking it right?
Anyway, about the encryption, I doesn't look like your connection to a hot spot is encrypted using wpa2. I looked at Comcast's doc on this, and it says that it will bring up a prompt for you to log in with your comcast xfinity account, which is a different network layer. They said that your password is encrypted as it's sent to the access point, but that's SSL encryption. Even though TKIP is constantly changing the encryption key, the initial communication relies on a pre-shared key "PSK", that is the wi-fi passcode.
So any wi-fi network without a lock is unencrypted wifi. (only encryption you get is encryption done by your browser).