Um, isn't TARP considered an example of legislation that helped out during a crisis? I mean
this article shows that as of December 2010 all but $25B was repaid and that number would likely go down, if you believe the Treasury Secretary.
All but $25B returned from a $700B program? Seems like a decent deal to me, and it might even become a profit program soon.
And DHS wasn't created out of thin air...it was an amalgamation of multiple (at one point I think it was 33) separate departments, organizations and forces that consolidated assets, communication, training, coordination and control to ensure that if there was mission overlap it was intentional and Memoranda of Agreement and Understanding were in place. It's not perfect, and it's not finished, but consolidation of multiple programs into one leaner and less expensive program is closer to what we should be doing than implementing health insurance overhaul that does nothing for health "care".
For instance, the Coast Guard is over 1/4 of DHS's budget (and radically underfunded for the mission required of it). But it wasn't like the Coast Guard wasn't being paid for before...it was just paid for by Dept of Transportation before DHS came about. DHS was a re-organization, not a creation.