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Wait. Is this a political thread or not? The OP said no politics and then went all politics. I’M CONFUSED! Must... blame... Trumpbama...
 
I see these people freed from the need of public assistance on our sidewalks and under the overpasses.

We call those people bums. They are useless now, no self-esteem left at all. Zombies.

They weren't always that way, well, most of them weren't.

Many of them had good jobs, healthcare, homes and families before Obama came along.

His policies took their homes, broke up their families, drove many into addictions...
 
Wait. Is this a political thread or not? The OP said no politics and then went all politics. I’M CONFUSED! Must... blame... Trumpbama...

If you read the thread you'll see despite my good intentions and sincere attempts the usual 3 Trolls are doing their best to ruin it, because they have Trump Derangement Syndrome.

Here's some good news!

For many young investors, the stock market's only gone up
By STAN CHOEPublished August 22, 2018MarketsAssociated Press

Meet the generation of investors who haven't known a bear market.

The U.S. stock market has been on the upswing for nine and a half years, during which a cohort of younger investors has never dealt with a 20 percent drop in the S&P 500 — the classic definition of a bear market. Such a decline has historically happened on average every four or five years.

That's nice for these 20- and 30-somethings, and their retirement accounts, but it raises the question: What will they do when the next downturn inevitably arrives? How they respond will be crucial because this generation bears a heavier responsibility for paying for their own retirement, as pensions go extinct and Social Security's finances weaken.

Few analysts are predicting an imminent downturn for the S&P 500, which finished Tuesday within 0.8 percent of its record, but they're much less confident about 2019 or beyond due to rising interest rates and other market challenges. The fear is that inexperienced investors will panic at their first taste of a bear market and sell their stocks, which would lock in their losses.

For young investors with decades to go before retirement, conventional wisdom says the best bet is to ride through and wait for a recovery. The average bear market brings a loss of nearly 40 percent for the S&P 500, but it typically lasts less than two years, according to S&P Dow Jones Indices.

Many experts say today's young investors are generally taking the right approach. For instance, many are invested in the stock market through specialized kinds of mutual funds in their 401(k) accounts called target-date retirement funds, which may keep them from making rash moves.

Some younger investors also say the experience of their parents in the wrenching financial crisis of 2008-2009, when the S&P 500 lost more than half its value, has prepared them for the next downturn. They know the stock market more than made up all those losses, eventually.

They're investors like Marcus Harris, a 34-year-old physician in the Houston area who started investing about five years ago.

"It's going to sound terrible, but I'm actually looking forward to the next downturn," he said of the opportunity to buy stocks at a lower price. "I know it's an overbought position right now, and I'm just sitting on my hands saying, 'I can't wait.' Hopefully it will go to half the price, and I can gobble up a lot of it."

He's somewhat of an anomaly among his peers in that he owns stocks at all. Only four in 10 households led by someone under 35 owned stocks in 2016, according to the most recent data from the Federal Reserve. Stubbornly low wages and high debt are keeping many younger workers out of the stock market.

Still, the ownership rate among younger households, at 41 percent, has been on the upswing and is much higher than the 23 percent rate in 1989. Since then, the only time young investors were much more likely to own stocks was around the dot-com bubble.

"All the ones I know, they do want to get involved," said Kimelah Taylor, a 36-year-old accounting adviser in Houston who began investing with a financial adviser about four and a half years ago. "There is that delay in when they get involved because they're paying off student loans and other things."

Some younger investors may also be in the market without even realizing it. More employers are automatically enrolling their workers into 401(k) accounts, and many of those have a target-date retirement fund as the default investment.

These funds automatically change over time and create a portfolio that's appropriate for an investor's age. When the target retirement year is decades away, they're virtually entirely in stocks. As retirement approaches, they shed some stocks for bonds and other safer investments.

Young people are much more likely to have their entire 401(k) in target-date funds than older savers, and the hope is that when the next downturn hits, young investors will continue to leave the investment decisions in their hands.

"Inertia in this case is working for them," said Jeanne Thompson, senior vice president at Fidelity Investments. "In many cases, that inertia will help when there is a market downturn, and they'll probably leave their assets and stay the course."

In some ways, they're more fortunate than older generations, who didn't have target-date funds to take care of the decisions and often gave into the urge to sell stocks during a downturn.

"The main reason young people are not running away from stocks is they aren't figuring it out for themselves," said Jean Young, senior research associate for the Vanguard Center for Investor Research.

And even though younger investors haven't faced a full-blown bear market yet, they have had a few mini-tests, with two drops of 10 percent since early 2016. Through them, younger investors made more calls than usual to T. Rowe Price, but they usually stopped short of selling their stocks, said Roger Young, senior financial planner at T. Rowe Price.

If anything, market dips have only emboldened some, said Charles Adi, financial adviser at Blueprint 360 in Houston. During a tumble earlier this year, for example, he was balancing calls from older clients looking for reassurance with younger clients hungry to buy more shares of stock.

"In 2008, it was unexpected," Adi said. "Now, a downturn is expected. They're ready for it. They're waiting for it."

Still, there is the threat of overconfidence. Maybe young investors' nerves won't remain as steady as they expect.

"They think they're good fighters," said Danny Alexander, a financial coach at Stangier Wealth Management in Portland, Oregon, which recently hosted an event for clients called "Gearing up for the next crash."

"But until they've been in a fight and punched in the mouth, they don't know how they'll respond."
 
That's kind of crude. I believe the usual phrase is 'arm candy'.

barfo
umm, this thread entered crude right here, by mistake or barf, not sure. But equating gash to candy does not need stumpy.
 
We call those people bums. They are useless now, no self-esteem left at all. Zombies.

They weren't always that way, well, most of them weren't.

Many of them had good jobs, healthcare, homes and families before Obama came along.

His policies took their homes, broke up their families, drove many into addictions...
Are you saying that Trump got them to come out in the open?
 
If you read the thread you'll see despite my good intentions and sincere attempts the usual 3 Trolls are doing their best to ruin it, because they have Trump Derangement Syndrome.

Here's some good news!

For many young investors, the stock market's only gone up
By STAN CHOEPublished August 22, 2018MarketsAssociated Press

Meet the generation of investors who haven't known a bear market.

The U.S. stock market has been on the upswing for nine and a half years, during which a cohort of younger investors has never dealt with a 20 percent drop in the S&P 500 — the classic definition of a bear market. Such a decline has historically happened on average every four or five years.

That's nice for these 20- and 30-somethings, and their retirement accounts, but it raises the question: What will they do when the next downturn inevitably arrives? How they respond will be crucial because this generation bears a heavier responsibility for paying for their own retirement, as pensions go extinct and Social Security's finances weaken.

Few analysts are predicting an imminent downturn for the S&P 500, which finished Tuesday within 0.8 percent of its record, but they're much less confident about 2019 or beyond due to rising interest rates and other market challenges. The fear is that inexperienced investors will panic at their first taste of a bear market and sell their stocks, which would lock in their losses.

For young investors with decades to go before retirement, conventional wisdom says the best bet is to ride through and wait for a recovery. The average bear market brings a loss of nearly 40 percent for the S&P 500, but it typically lasts less than two years, according to S&P Dow Jones Indices.

Many experts say today's young investors are generally taking the right approach. For instance, many are invested in the stock market through specialized kinds of mutual funds in their 401(k) accounts called target-date retirement funds, which may keep them from making rash moves.

Some younger investors also say the experience of their parents in the wrenching financial crisis of 2008-2009, when the S&P 500 lost more than half its value, has prepared them for the next downturn. They know the stock market more than made up all those losses, eventually.

They're investors like Marcus Harris, a 34-year-old physician in the Houston area who started investing about five years ago.

"It's going to sound terrible, but I'm actually looking forward to the next downturn," he said of the opportunity to buy stocks at a lower price. "I know it's an overbought position right now, and I'm just sitting on my hands saying, 'I can't wait.' Hopefully it will go to half the price, and I can gobble up a lot of it."

He's somewhat of an anomaly among his peers in that he owns stocks at all. Only four in 10 households led by someone under 35 owned stocks in 2016, according to the most recent data from the Federal Reserve. Stubbornly low wages and high debt are keeping many younger workers out of the stock market.

Still, the ownership rate among younger households, at 41 percent, has been on the upswing and is much higher than the 23 percent rate in 1989. Since then, the only time young investors were much more likely to own stocks was around the dot-com bubble.

"All the ones I know, they do want to get involved," said Kimelah Taylor, a 36-year-old accounting adviser in Houston who began investing with a financial adviser about four and a half years ago. "There is that delay in when they get involved because they're paying off student loans and other things."

Some younger investors may also be in the market without even realizing it. More employers are automatically enrolling their workers into 401(k) accounts, and many of those have a target-date retirement fund as the default investment.

These funds automatically change over time and create a portfolio that's appropriate for an investor's age. When the target retirement year is decades away, they're virtually entirely in stocks. As retirement approaches, they shed some stocks for bonds and other safer investments.

Young people are much more likely to have their entire 401(k) in target-date funds than older savers, and the hope is that when the next downturn hits, young investors will continue to leave the investment decisions in their hands.

"Inertia in this case is working for them," said Jeanne Thompson, senior vice president at Fidelity Investments. "In many cases, that inertia will help when there is a market downturn, and they'll probably leave their assets and stay the course."

In some ways, they're more fortunate than older generations, who didn't have target-date funds to take care of the decisions and often gave into the urge to sell stocks during a downturn.

"The main reason young people are not running away from stocks is they aren't figuring it out for themselves," said Jean Young, senior research associate for the Vanguard Center for Investor Research.

And even though younger investors haven't faced a full-blown bear market yet, they have had a few mini-tests, with two drops of 10 percent since early 2016. Through them, younger investors made more calls than usual to T. Rowe Price, but they usually stopped short of selling their stocks, said Roger Young, senior financial planner at T. Rowe Price.

If anything, market dips have only emboldened some, said Charles Adi, financial adviser at Blueprint 360 in Houston. During a tumble earlier this year, for example, he was balancing calls from older clients looking for reassurance with younger clients hungry to buy more shares of stock.

"In 2008, it was unexpected," Adi said. "Now, a downturn is expected. They're ready for it. They're waiting for it."

Still, there is the threat of overconfidence. Maybe young investors' nerves won't remain as steady as they expect.

"They think they're good fighters," said Danny Alexander, a financial coach at Stangier Wealth Management in Portland, Oregon, which recently hosted an event for clients called "Gearing up for the next crash."

"But until they've been in a fight and punched in the mouth, they don't know how they'll respond."
You're partially right, Trump is deranged.
 
41471220_1922412317853652_7721076945835786240_n.jpg
 
This is a false economy still, built on the BS by the fed. The bigger it gets, the worse it will be. We are not in good shape.
 
President Donald J. Trump’s Commitment to Workforce Development Generates Training Opportunities for Millions of Americans
Economy & Jobs

Issued on: October 31, 2018

President Donald J. Trump

ANSWERING THE PLEDGE: Companies and associations are responding to President Donald J. Trump’s call and pledging to educate and train more than 6 million workers.
  • Companies and associations continue to sign the Pledge to America’s Workers and have now committed to provide more than 6 million educational and training opportunities.
    • With these new opportunities, millions of American workers will have the skills and training to advance their careers and earn bigger paychecks.
    • These opportunities were secured through private sector pledges, not taxpayer dollars.
    • Further, a bipartisan group of 41 governors have signed a pledge to America’s workers.
  • President Trump launched the pledge in late July, prompting more than 20 companies and associations to pledge more than 3.8 million training opportunities over the next five years.
    • Walmart pledged 1,000,000 new opportunities.
    • IBM pledged 100,000 new opportunities.
    • FedEx pledged more than 500,000 new opportunities.
    • Other companies included Apple, Boeing, and Lockheed Martin, and more.
  • Since then, more than 100 new companies and associations have joined these efforts to bring the total to more than 6 million new opportunities.
    • IPC, the Association Connecting Electronics Industries, is pledging 1 million new opportunities.
    • AT&T is pledging 200,000 new opportunities.
    • The National Association of Landscape Professionals is pledging 150,000 opportunities.
DEVELOPING OUR WORKFORCE: President Trump has prioritized workforce development to better train and equip American workers
  • Reflecting his commitment to preparing our Nation’s workforce, President Trump signed an Executive Order creating the National Council for the American Worker in July 2018.
  • The Council, comprised of senior Federal officials, is creating a national strategy to ensure our students and workers have the education and training needed to compete in today’s economy.
  • The President also established an Advisory Board comprised of business, non-profit, and education leaders to provide recommendations to the Council.
MEETING JOB MARKET DEMANDS: The American economy is roaring back to life and offering workers more and more opportunities that require new skills and training.
  • As a result of President Donald Trump’s policies, the economy is booming and providing workers with an unpreceded number of job opportunities.
    • The unemployment rate has reached a 49 year low.
    • There are a record 7.1 million job openings in the United States.
    • The record number of job openings is bringing workers back off the sidelines who had been pushed out of the workforce.
  • Workers are in high demand as employers report challenges in locating individuals with the skills and training to fill open positions.
  • The rapidly changing modern economy will require new skill sets for our future workforce as new technology and automation grows.
https://www.whitehouse.gov/briefing...es-training-opportunities-millions-americans/
 
Presidential Proclamation on National Entrepreneurship Month, 2018
Economy & Jobs

Issued on: October 31, 2018

Since the founding of our Nation, generations of Americans have drawn upon every last measure of grit and determination to push the limits of human knowledge, invention, and capability. Our Nation thrives today because bold entrepreneurs and innovators had vision and drive, stopping at nothing to realize their dreams. This intrepid spirit, which burns in the heart of so many Americans, kept Edison working into the candlelit hours, lifted Earhart to new heights, and put a computer in every home. And under my Administration’s policies, optimism among our Nation’s small businesses and entrepreneurs recently reached the highest level ever recorded. During National Entrepreneurship Month, we celebrate the Americans who forge new frontiers of possibility and prosperity, and we reaffirm our commitment to creating an environment in which they can continue to drive our country’s economic success.

My Administration is committed to policies that foster entrepreneurship and create jobs. For too long, an outdated and convoluted tax code discouraged investment and limited opportunity for millions of hardworking Americans. That is why, in December of 2017, I delivered on my promise to unleash the potential of America’s economy by signing into law the Tax Cuts and Jobs Act. These unprecedented tax cuts and reforms eased the tax burden on entrepreneurs and expanded their access to capital, ushering in a new era of economic growth.

My Administration is also implementing historic regulatory reform, removing unnecessary and burdensome regulations, which have too often prevented our country’s risk-takers from charting new paths of discovery. While working at every turn to protect consumers and the environment from harm, our deregulatory efforts have saved American families and business owners $33 billion. For the first time in modern history, Americans have experienced an overall decrease in regulatory burdens. We will not let up. Americans deserve a regulatory environment that facilitates innovation, rewards creativity, and allows the skills and dexterity of our entrepreneurs to shine.

Americans of every race, creed, and socioeconomic background are benefiting from my Administration’s whole-of-government approach to economic growth. For example, the Small Business Administration (SBA), through its Women’s Business Center Program, is providing access to training and counseling specifically for women in business. The SBA is also embarking on an ambitious web-based effort to build awareness about resources available for Hispanic job creators. Additionally, the Tax Cuts and Jobs Act created new Opportunity Zones, which will attract billions of dollars in private-sector investments to revitalize distressed communities in America.

These efforts are yielding extraordinary dividends. The unemployment rate in September hit its lowest level in nearly half a century. The unemployment rate for Hispanic Americans is at the lowest level in recorded history. The unemployment rates for African Americans and Asian Americans have also hit all-time lows. The same is true of the unemployment rates for African-American women and African-American youth. And businesses owned by African-American and Hispanic-American women are growing at a faster rate than any other category of female owned businesses.

This month, we celebrate every American entrepreneur who continues in the proud tradition of taking risks and delivering remarkable new products and services. We continue to be inspired by those who bring their ideas to fruition, whether through ambitious business development, thrilling entertainment, or groundbreaking research. And we renew our commitment to removing obstacles to economic freedom so that our Nation’s entrepreneurs are able to embrace their ingenuity and create the next generation of American prosperity.

NOW, THEREFORE, I, DONALD J. TRUMP, President of the United States of America, by virtue of the authority vested in me by the Constitution and the laws of the United States, do hereby proclaim November 2018 as National Entrepreneurship Month. I call upon all Americans to commemorate this month with appropriate programs and activities and to celebrate November 20, 2018, as National Entrepreneurs’ Day.

IN WITNESS WHEREOF, I have hereunto set my hand this thirty-first day of October, in the year of our Lord two thousand eighteen, and of the Independence of the United States of America the two hundred and forty-third.

DONALD J. TRUMP
 
Nobody said anything about credit.

Try reading it slowly, so you can block out the voices in your head.

This isn't a political thread.

Try reading the title, slowly so...

This is a positive thread, with no room for negative waves.

If you can't bring anything positive, please put this thread on ignore, as it is not directed at you.
Posts are 'directed', as you put it, at everyone. We all get to read and comment on them.
 
https://www.whitehouse.gov/articles/unprecedented-jobs-growth-streak-continues-as-wages-rise/

Trump has already astronomically reduced the total number of Americans in need of public assistance, thereby freeing up more funds for needy Americans.

8 years of Obama encouraging the laziest Americans and illegal aliens to sponge off their neighbor's hard-earned wages is a lot to overcome.
People are having to give up medicine in order to buy food in ever increasing numbers.
 
Sure, I'll pay Obama rates but it means no freeloading for others who will have to pay the same rates as me. You weren't thinking of freeloading, were you?
 
People are having to give up medicine in order to buy food in ever increasing numbers.

It's what you voted for, and it's what you're voting for now. Dems are the party of unaffordable healthcare.

That's been the case for over a decade now. It's the number one reason for most home forfeitures since 2010, was a close 2nd before that.

You're lucky to have Medicare and the VA.

Obamacare "fees" on hospitals, doctors, and medicines drove everything out of reach for most people, and Obamacare covers almost nothing until you're about $12,000-$20,000 out of pocket now. Not counting the premiums.

My wife and I have had to just buy what healthcare we can afford and keep tacking the rest onto loans, cards and the mortgage for a few years now, then get penalized a few thousand for not being rich enough to afford to pay other people's insurance.

Trump has quickened Obamacare's unavoidable demise and many prices are levelling off, and he's already forced some impressive drug price reductions and is pushing through regulations to require pricing in all drug commercials.

Guess whose daughter is CEO of Mylan, and moved the price of an epinephrine shot from about $40 to $695?

Smiling Joe Manchin, Democrat senator of Virginia.
 
Presidential Proclamation on National Apprenticeship Week, 2018
Economy & Jobs

Issued on: November 9, 2018
Under my Administration’s policies, our Nation’s economy is booming and Americans have more opportunities than ever before. Men and women from all walks of life are moving off the sidelines and into the workforce. In this economic context, our country needs workers with world-class skills and abilities to fill vacant positions in the labor force. During National Apprenticeship Week, we recognize the importance of apprenticeships in helping our country’s hardworking people develop the competencies that enable success in today’s dynamic, 21st century economy.

As a lifelong businessman who has hired thousands of workers, I am a strong believer in the apprenticeship model, and my Administration is committed to expanding apprenticeship opportunities. Apprenticeship programs, when implemented effectively, provide workers with an opportunity to “earn and learn” on the job, and pair workplace education with classroom instruction, accelerating the learning process for participants and increasing their marketability. Since I took office, American employers have hired over 400,000 apprentices. In 2018 alone, we committed $145 million to diversify and scale apprenticeship programs, and we provided an additional $150 million in grant opportunities to promote apprenticeships in industries where they have not traditionally existed, including advanced manufacturing, banking and finance, information technology, and healthcare. In addition, as a result of our Pledge to America’s Workers, in just 3 months, we have secured commitments from more than 160 companies and associations to provide jobs, education, and workforce development opportunities to 6.4 million American workers.

In June of last year, I signed an Executive Order creating the Task Force on Apprenticeship Expansion, which focused on identifying proposals to cultivate apprenticeships across all sectors of the economy and reform ineffective education and workforce development programs. The Task Force was composed of representatives from business, the trades, labor and industry groups, and educational institutions; each participant contributed a unique set of insights and experiences. The Task Force helped my Administration map out a strategy for creating new, industry-recognized apprenticeship programs that will encourage employers and industries to adopt the apprenticeship model.

In addition to supporting apprenticeships, I am advancing tax and regulatory policies that are increasing opportunities for all Americans. Last month, the unemployment rate dropped to 3.7 percent, its lowest point in nearly 50 years, and more Americans are working today than ever before in our history. At the same time, right now, there are 7 million unfilled jobs in our country. By successfully deploying the apprenticeship model, the United States can build a workforce strong enough to quickly fill all of those jobs and better compete on the global stage. This week, I encourage all participants in our economy, from business leaders to government officials to educators, to join in our efforts to expand apprenticeship programs. Together, we can build and educate our Nation’s workforce, securing American economic greatness for future generations.

NOW, THEREFORE, I, DONALD J. TRUMP, President of the United States of America, by virtue of the authority vested in me by the Constitution and the laws of the United States, do hereby proclaim November 12 through November 18, 2018, as National Apprenticeship Week.

IN WITNESS WHEREOF, I have hereunto set my hand this ninth day of November, in the year of our Lord two thousand eighteen, and of the Independence of the United States of America the two hundred and forty-third.

DONALD J. TRUMP
 
Presidential Proclamation on National Apprenticeship Week, 2018
Economy & Jobs

Issued on: November 9, 2018
Under my Administration’s policies, our Nation’s economy is booming and Americans have more opportunities than ever before. Men and women from all walks of life are moving off the sidelines and into the workforce. In this economic context, our country needs workers with world-class skills and abilities to fill vacant positions in the labor force. During National Apprenticeship Week, we recognize the importance of apprenticeships in helping our country’s hardworking people develop the competencies that enable success in today’s dynamic, 21st century economy.

As a lifelong businessman who has hired thousands of workers, I am a strong believer in the apprenticeship model, and my Administration is committed to expanding apprenticeship opportunities. Apprenticeship programs, when implemented effectively, provide workers with an opportunity to “earn and learn” on the job, and pair workplace education with classroom instruction, accelerating the learning process for participants and increasing their marketability. Since I took office, American employers have hired over 400,000 apprentices. In 2018 alone, we committed $145 million to diversify and scale apprenticeship programs, and we provided an additional $150 million in grant opportunities to promote apprenticeships in industries where they have not traditionally existed, including advanced manufacturing, banking and finance, information technology, and healthcare. In addition, as a result of our Pledge to America’s Workers, in just 3 months, we have secured commitments from more than 160 companies and associations to provide jobs, education, and workforce development opportunities to 6.4 million American workers.

In June of last year, I signed an Executive Order creating the Task Force on Apprenticeship Expansion, which focused on identifying proposals to cultivate apprenticeships across all sectors of the economy and reform ineffective education and workforce development programs. The Task Force was composed of representatives from business, the trades, labor and industry groups, and educational institutions; each participant contributed a unique set of insights and experiences. The Task Force helped my Administration map out a strategy for creating new, industry-recognized apprenticeship programs that will encourage employers and industries to adopt the apprenticeship model.

In addition to supporting apprenticeships, I am advancing tax and regulatory policies that are increasing opportunities for all Americans. Last month, the unemployment rate dropped to 3.7 percent, its lowest point in nearly 50 years, and more Americans are working today than ever before in our history. At the same time, right now, there are 7 million unfilled jobs in our country. By successfully deploying the apprenticeship model, the United States can build a workforce strong enough to quickly fill all of those jobs and better compete on the global stage. This week, I encourage all participants in our economy, from business leaders to government officials to educators, to join in our efforts to expand apprenticeship programs. Together, we can build and educate our Nation’s workforce, securing American economic greatness for future generations.

NOW, THEREFORE, I, DONALD J. TRUMP, President of the United States of America, by virtue of the authority vested in me by the Constitution and the laws of the United States, do hereby proclaim November 12 through November 18, 2018, as National Apprenticeship Week.

IN WITNESS WHEREOF, I have hereunto set my hand this ninth day of November, in the year of our Lord two thousand eighteen, and of the Independence of the United States of America the two hundred and forty-third.

DONALD J. TRUMP
The Dow lost 600 points today

Edit: Kind of strange that you'd pick a day where the market went down 600 to talk, among other things, about a booming economy.
 
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