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The problem with donating money is that you have no idea where it's going after you've donated it. Organizations like the Red Cross have complete control over the money once it is in their hands. I remember after 9/11 there was a huge uproar because people donated money to the Red Cross thinking that it would go directly to the families of the victims. It doesn't. The Red Cross is always quick to ask for donations after a major disaster (9/11, Katrina, Haiti) but that money isn't always used for what you think. If I remember correctly the Red Cross eventually gave the money to the families of 9/11, but they did so begrudgingly.
The Red Cross actually spent like half the money that was donated. They kept the rest in savings for the next time they might need it.
But certainly the people who donated expected the money to go to help people in NYC after 9/11.

