Zombie The Coronavirus Financial Thread (Personal, Local, National)

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Officially canceled Hawaii trip for May 15th. Full refund from Alaska.

Its nice to call a call center and speak with an Amurrican in Seattle vs my cousin Rudy in Manila.
 
Mortgage is on pause til July. Car payments on pause til August.
Got my last Blazers check today. Filed for unemployment today.

We'll see if the state will start sending me money, cause I have NO work on my schedule until 2021 Olympics.

Program Amazon Alexas for cash, son.
 
Looks like Oregon has one of the best unemployment money in the country.

https://www.nytimes.com/interactive...employment-benefits-stimulus-coronavirus.html

Before the coronavirus, people receiving unemployment benefits in most states got, on average, less than half their weekly salaries.

Now, as millions file claims, many are poised to receive more money than they would have typically earned in their jobs, thanks to the additional $600 a week set aside in the federal stimulus package for the unemployed.

That calculation is based on an analysis of the so-called replacement rate, which is the share of a worker’s wages that is replaced by unemployment benefits.

When you add $600 to the national average unemployment payment — $371.88 a week at the end of 2019 — the replacement rate goes from 38 percent to almost exactly 100 percent. In other words, that amount is what it would take for Congress to replace what the average American worker receiving unemployment would have earned.

“I would never two months ago have ever thought of advocating for 100 percent income replacement,” said Michele Evermore, a senior policy analyst at the National Employment Law Project. “But then when the pandemic hit, it was very different. We needed a policy mechanism to do something that unemployment insurance doesn’t usually do, and that’s keep people home.”

Unemployment benefits are typically meant to keep people afloat but stay low enough to incentivize them to find a job. Now, when seeking work may be both fruitless and dangerous, the incentives have nearly reversed.
 
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truth be told, its probably financially better for most people to be unemployed versus working.
 
That mark cuban idea may have been in his top 10 of stupid.

I do agree voice amd commands is the next big thing. It should integrate seamlessly, but the tech will change quickly.

I want to get the new Google Pixel 2 buds because they have built in Google Assistant into them.
 
I do agree voice amd commands is the next big thing. It should integrate seamlessly, but the tech will change quickly.

I want to get the new Google Pixel 2 buds because they have built in Google Assistant into them.
Sure but you dont need to know scripting to use Alexa and Siri, or google assistant. At least for normal use most people wont need a 16 year old to set it up for them..
 
Sure but you dont need to know scripting to use Alexa and Siri, or google assistant. At least for normal use most people wont need a 16 year old to set it up for them..

Yeah. The real hustle is producing YouTube videos or creating content for people who normally wouldn't.
 
Yeah. The real hustle is producing YouTube videos or creating content for people who normally wouldn't.
Most software guys and programmers I know, have a “side hussle” and it’s usually youtube for a niche, whatever their specialty is or contract work. Its also a way to keep their skills sharp and build portfolio’s.
 
One thing that will be big is being a consultant to set up hygienic protocols.in the post COVID19 WORLD.

Lots of businesses will want that in the future.

if you have the right connections, you can absolutely kill it.
 
Most software guys and programmers I know, have a “side hussle” and it’s usually youtube for a niche, whatever their specialty is or contract work. Its also a way to keep their skills sharp and build portfolio’s.

It was so easy to scam small businesses and persons to pay $500+/month for social media management, SEO, and all that crap for the longest time.

Lots just need the bare minimum presence and consistency.
 
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One thing that will be big is being a consultant to set up hygienic protocols.in the post COVID19 WORLD.

Lots of businesses will want that in the future.

if you have the right connections, you can absolutely kill it.
Not sure if its a good or bad thing but there will definitely be those who turn the covid19 pandemic into generational type of wealth.
 
Not sure if its a good or bad thing but there will definitely be those who turn the covid19 pandemic into generational type of wealth.

Even a flunky lawyer could make bank drafting opening protocols and employee covid forms or training manuals.

Some of the docs I work with are writing up their own Covid consent/release forms for patients because the worthless insurance companies have no guidance for them.

Also big business in rapid tests. Big discussions going on for how to screen patients. Some docs are requiring social distancing, some are doing antibody tests, etc. This will be required for many businesses if nothing is developed as far as a vaccine. Short term, its gonna be huge.

All the rules haven't been set. Everyone is fucking winging it right now. Big money is there for the taking.
 
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all these retailers are like Yaya bailout time
I thought J.C. Penney went bankrupt several decades ago. They appeared to be hurting long before either Sears or even Monkey Wards.
Ya, I'm really hoping. And the Seahawks did contact me recently saying the NFL is expecting a "NORMAL" season, so I would at least get 4 preseason games in August. But how do they even know. Wishful thinking on their part I believe.
No way the NFL will have packed houses for their games. No way. Edit: Not what I want or don't want, just saying that's how it will be.
 
Selling a property close to a mil. Buyers backed out day of closing (appraisal was a factor)

Damn. I know people that pulled listings out here too. Market is bad if you are selling and isn't bad enough if you a buyer.
 
I'd like to buy a nice property in Lake Oswego. I still have my federal VA.

Problem is the rich stay rich. Wealthy established areas don't change all that much when housing crashes because people still want to live there. Limited space versus burbs where you can build out further and further.
 
Problem is the rich stay rich. Wealthy established areas don't change all that much when housing crashes because people still want to live there. Limited space versus burbs where you can build out further and further.
Not only that but Lake Oswego is an extremely well run city. I can attest to the excellence of the fire department which responded to my wife's 911 call and saved my life. I've never seen a city with so many fire hydrants and they are color coded which tells you whether the water comes from the City water or from Oswego Lake. Parks, schools and police are excellent. Tress are carefully preserved so there are a ton of old growth trees out here. The streets are frequently swept and people just don't throw trash out their car windows. They have one public swim pool on the lake and another that's semiprivate. People drive a little slower and more courteously without much tailgating. It's really a slice of heaven out here.
 
Not only that but Lake Oswego is an extremely well run city. I can attest to the excellence of the fire department which responded to my wife's 911 call and saved my life. I've never seen a city with so many fire hydrants and they are color coded which tells you whether the water comes from the City water or from Oswego Lake. Parks, schools and police are excellent. Tress are carefully preserved so there are a ton of old growth trees out here. The streets are frequently swept and people just don't throw trash out their car windows. They have one public swim pool on the lake and another that's semiprivate. People drive a little slower and more courteously without much tailgating. It's really a slice of heaven out here.

But they’ll judge the hell out of you if you aren’t wearing name brand sneaker :D
 
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