Texting should 100% be illegal. There's no way to text and safely drive.
Talking on your phone I disagree with. The problem is that it's a grey area. Some people are better at talking and operating machines than others. After years and years of gaming while talking on vent/teamspeak, I have zero problem talking on the phone while driving. I've never had near misses, nor have I felt that I was distracted. If anything, I'll tune out the conversation if I need to focus on the road.
It's you old folk that aren't used to multi-tasking that can't drive and talk on the phone safely