OT Hurricane Harvey - Now Trump-free! (3 Viewers)

Welcome to our community

Be a part of something great, join today!

Register Log in
SlyPokerDog said:
60ylnuxuq8jz.jpg
Click to expand...
I've seen this guy on tv once or twice. As a public service the government needs to waterboard him and see if he'll admit he is a phony.
 
Mediocre Man said:
The people didn't build the houses. Reckless developers did.
Click to expand...

But they bought or moved into them knowing the flood zone and insurance( or lack of) implications I would hope.
I mean before I bought my first house it was common sense to me just not to buy in a flood zone and if I had found a house in a flood zone we liked, If I couldn't get insurance, I wouldn't buy/move in at all.

Seems like common sense to me, just sayin.
 
And hey MM, Continuing to hope for the best for you. Really happy you haven't lost signal and can still get online.
Im sure many of our thoughts would go fairly dark if you disappeared from here.
 
Mediocre Man said:
As for warmup,what made Harvey so devastating was it's lack of speed. It hit land as a category 4, and then pretty much stopped. It was a 1000 year storm, according to the news
Click to expand...
Irma has the potential to be much worse, just because it could hit Tampa, Miami, Savannah, or New York City as a Cat 4. Might not be as devastating, but it has the potential to be worse.
 
Mediocre Man said:
Our meteorologists down here say it's to soon to tell, but with a high front coming down from the north, it should push Irma east and avoid land fall. That's what they ste saying anyway
Click to expand...
Models have shifted east. Looking closer to 50/50 now.

Her eye just cleared out big time though. Thing probably just rapidly intensified to a 4.
 
BonesJones said:
Irma has the potential to be much worse, just because it could hit Tampa, Miami, Savannah, or New York City as a Cat 4. Might not be as devastating, but it has the potential to be worse.
Click to expand...
And to be nothing
 
BonesJones said:
Why insure against a threat that cant happen? Therefore insurance doesnt exist at all...?
Click to expand...

MarAzul said:
I think you are right. I heard only the government sells flood insurance, but I don't know it for fact, but it seems logical.
Click to expand...

I have no idea what you guys are trying to say.

The government does set rates and accept the risk for flood insurance, to both people in flood plains, and people out of flood plains. The insurance is actually (a) heavily subsidized by taxpayers, and (b) managed by insurance companies, who make a profit on it but take no risk.

It's kind of a horrible deal for those of us who don't live in flood-prone areas, because our subsidies actually encourage building in flood-prone areas. And we end up bailing out homeowners who don't buy the flood insurance, in addition to providing the benefits to those who do.

barfo
 
barfo said:
I have no idea what you guys are trying to say.

The government does set rates and accept the risk for flood insurance, to both people in flood plains, and people out of flood plains. The insurance is actually (a) heavily subsidized by taxpayers, and (b) managed by insurance companies, who make a profit on it but take no risk.

It's kind of a horrible deal for those of us who don't live in flood-prone areas, because our subsidies actually encourage building in flood-prone areas. And we end up bailing out homeowners who don't buy the flood insurance, in addition to providing the benefits to those who do.

barfo
Click to expand...

So, only the government will insure property that will flood.
 
In the future, infrastructure may require building a lot of canals like Venice in New Orleans and Texas.....where are the Romans when you need them!!!!
canals.jpg
 
MarAzul said:
So, only the government will insure property that will flood.
Click to expand...

I think it is more like, only the government provides subsidized flood insurance, and there's no reason why a private insurance company would want to compete with that.
If the taxpayers weren't subsidizing flood insurance, I'm sure there would be private insurers that would be in the market (at a higher price).

barfo
 
SlyPokerDog said:
They said on the CBS news tonight that flood insurance in non flood plains costs $200 a year.
Click to expand...
it's about $600 for a $200k (nice, 2200 sq ft) house Still really cheap for the protection. If I remember right, they give the flood zones a letter. That price is for the zone that floods the least.
 
Last edited:
Orion Bailey said:
Playing devils advocate for a moment...

So people built houses in Areas where it is a flood zone so dangerous they can't get flood insurance, but they built the houses in those zones anyhow and now expect others to pay for the damage????

Hmmmmmmmm
Click to expand...
so .... Thanks for the well wishes for the area. It sucks that people lost their stuff, and memories, .... but most things you can get back. The shelters here a swapped with victims, but are also swapped with volunteers. They are actually turning some away. Donations are crazy too.

Houston has spots that flood all the time. Roads, intersections, a few housing areas. The drainage system can handle rainfalls of 1"-2" per hour for a short while with just roads flooded. They designed the roads as part of the drainage. they are lower than the houses.

Harvey was different. It rained all day Friday, normal rain, hard in spots, mostly not. So ground is getting saturated and bayous are filling up. Saturday night was different. Imagine being in the a heavy thunderstorm for 6-7 hours (some places longer). 20+" of rain. The drainage just could not keep up. Weather people are calling this a 500 yr flood, some say a 1000 yr flood. Almost every watershed reached record levels. Any area will flood if it rains hard enough, long enough. That is what happen. Harvey just sat for 3 or 4 days. Local rain gauges (home type, so take with a grain of salt) show 60+" of rain in my home town for the whole event. Soon as the rain stopped, the water went down quickly. Except the reservoirs and rivers.

For the houses surrounding the reservoirs that are flooding. Just some insight (maybe)
People not getting flood insurance around here are stupid. It is cheap.
The reservoirs are designed to hold water when it rains. They are a park space when dry, most days of the year. Water covers the roads about once a yr. Not subdivision roads, but the roads in the reservoirs.
Houses have been creeping closer and closer to the reservoirs because Houston is so spread out. The reservoirs are "closer" to the city so land values went up. Those areas the houses are on has not flooded ... since I don't know when (been here 40 yrs). These areas will hold water for weeks, maybe month or 2 cause water is still coming downstream. It actually went around one of the dike walls because it is holding so much.

I actually think Beaumont got it worst, but it is not as big as Houston so will not get the publicity

Edit: not saturated, to getting saturated
 
Last edited:
barfo said:
The government should be involved in prohibiting building in floodplains. Of course that will never happen in Texas, because freedom.

barfo
Click to expand...
They are. FEMA buys out houses that flood often and does not let people build back on them. Maybe after the drainage is change. This SHOULD be just older homes. I would HOPE they wizened up and don't allow new construction. It is the government though.
 
barfo said:
I have no idea what you guys are trying to say.

The government does set rates and accept the risk for flood insurance, to both people in flood plains, and people out of flood plains. The insurance is actually (a) heavily subsidized by taxpayers, and (b) managed by insurance companies, who make a profit on it but take no risk.

It's kind of a horrible deal for those of us who don't live in flood-prone areas, because our subsidies actually encourage building in flood-prone areas. And we end up bailing out homeowners who don't buy the flood insurance, in addition to providing the benefits to those who do.

barfo
Click to expand...
Not sure how it works, but FEMA does handle the flood insurance. We would make the check for the payment out to FEMA.
 
When you don't have flood insurance but you do have fire insurance.

61euljqx9gjz.jpg
 
Mediocre Man said:
We talked about that if the water came up, only jokingly though
Click to expand...

If it comes down to losing everything and not getting money or losing everything and getting money I'm "accidently" dropping my tiki torch in the pile of white sheets I "accidently" spilled gasoline on.

And then trying to put out the fire by shooting my gun at it.
 
You must log in or register to reply here.

Similar threads

PapaG
Seven Gas Facts Obama Can't Escape
Replies
13
Views
998
MARIS61
MARIS61
T
OT Self Serve Gas maybe???
2
Replies
46
Views
1K
bigbailes
bigbailes
B
Here's a Few Ways to Raise Taxes
Replies
10
Views
738
BLAZER PROPHET
B
B
Federal Minimum Wage
Replies
13
Views
996
BLAZINGGIANTS
B
mook
Chevy Volt: 230 mpg
2
Replies
49
Views
4K
Denny Crane
Denny Crane

Users who are viewing this thread

Total: 4 (members: 0, guests: 4)
Back
Top