All racism is bad. But truthfully, how does black racism affect you? It affects us in housing, health care, jobs, the list goes on. Blacks being racist to you doesn't affect your housing. You want to talk about white slaves but whites never had to worry about segregation and Jim Crow laws. White people don't have to worry about fake voter ID laws that disenfranchise black voters. White people never had their Wall Street bombed by the government either. Your false equivocation again shows your bias.
https://en.wikipedia.org/wiki/Redlining
In the United States,
redlining is the practice of denying services, either directly or through selectively raising prices, to residents of certain areas based on the racial or ethnic makeups of those areas. While some of the most famous examples of redlining regard denying financial services such as
banking or
insurance,
[2] other services such as health care
[3] or even
supermarkets,
[4] can be denied to residents to carry out redlining.
[5] The term "redlining" was coined in the late 1960s by John McKnight, a sociologist and community activist.
[6] It refers to the practice of marking a red line on a map to delineate the area where banks would not invest; later the term was applied to
discrimination against a particular group of people (usually by
race or
sex) irrespective of geography.
During the heyday of redlining, the areas most frequently discriminated against were black
inner city neighborhoods. For example, in Atlanta in the 1980s, a
Pulitzer Prize-winning series of articles by investigative-reporter
Bill Dedman showed that banks would often lend to lower-income whites but not to middle- or upper-income blacks.
[7] The use of
blacklists is a related mechanism also used by redliners to keep track of groups, areas, and people that the discriminating party feels should be denied business or aid or other transactions. In the academic literature, redlining falls under the broader category of
credit rationing.
https://en.wikipedia.org/wiki/Environmental_racism
Environmental racism is placement of
low-income or minority communities in proximity of
environmentally hazardous or
degraded environments, such as
toxic waste,
pollution and
urban decay. While there are competing views as to an exact definition, the interplay between environmental issues and social indicators are key to its understanding.
https://en.wikipedia.org/wiki/White_flight
White flight is a term that originated in the United States, starting in the mid-20th century, and applied to the large-scale migration of
whites of various European ancestries from racially mixed urban regions to more racially homogeneous suburban or
exurban regions.
...
In her study of Chicago's West Side during the post-war era, historian Amanda Seligman argues that the phrase misleadingly suggests that whites immediately departed when blacks moved into the neighborhood, when in fact, many whites defended their space with violence, intimidation, or legal tactics.
[13]
The business practices of
redlining,
mortgage discrimination, and racially
restrictive covenants contributed to the overcrowding and physical deterioration of areas where minorities chose to congregate. Such conditions are considered to have contributed to the emigration of other populations. The limited facilities for banking and insurance, due to a perceived lack of profitability, and other social services, and extra fees meant to hedge against perceived profit issues increased their cost to residents in predominantly non-white suburbs and city neighborhoods.
[14][15] According to the environmental geographer Laura Pulido, the historical processes of suburbanization and urban decentralization contribute to contemporary
environmental racism.
[16]
https://en.wikipedia.org/wiki/Institutional_racism
Institutional racism (also known as
institutionalised racism) is a form of
racism expressed in the practice of social and political institutions, as distinct from racism by individuals or informal social groups. It is reflected in disparities regarding
criminal justice,
employment,
housing,
health care,
political power and
education, among other things. Whether implicitly or explicitly expressed, institutional racism occurs when a certain group is targeted and discriminated against based upon
race. Institutional racism can go unnoticed as it is not always explicit and can be overlooked. Institutional racism was defined by
Sir William Macpherson in the
1999 Lawrence report (UK) as: "The collective failure of an organisation to provide an appropriate and professional service to people because of their colour, culture, or ethnic origin. It can be seen or detected in processes, attitudes and behaviour which amount to discrimination through unwitting prejudice, ignorance, thoughtlessness and racist stereotyping which disadvantage minority ethnic people."
[1]
"I was once denied a loan, therefore the system is fair."