MARIS61
Real American
- Joined
- Sep 12, 2008
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Somewhat bizarre transition between helping people afford America's criminally parasitic healthcare industry and making many choose between either limiting their income or going without healthcare altogether. Self-employed citizens, and those who get paid by commission or by piece, are encouraged to cap their incomes or be fined for their success.
Example:
Income of $62000 - CoverOregon pays 66% of a senior couple's plan (total plan cost roughly $1300 per month with CO paying $800+ of it) plus limits out of pocket expense to $8500 yr.
Total cost to insured about $14000 yr.
Income of $63000 - CoverOregon pays 0% of a senior couple's plan (total plan cost roughly $1300 per month or about 25% of their total income)
Total cost to insured about $24000 yr.
So, if self-employed, you're better off by $10,000 if you stop working each year when you reach the cutoff point of $62040. Unless you're going to make another $15,000 or so.
4 years ago, when our insurance was cancelled for a pre-existing condition, we were paying Lifewise about $425 month total with no outside assistance. The same plan today costs $1,300 without assistance. A 300% rise in insurance prices at a time when the economy stayed basically flat otherwise.
Half of Americans earn less than $27,000 a year.
Either way, with help or with no help, the delusion that Americans have 1/4 to 1/3 of their income available to use for healthcare is simply ridiculous.
Example:
Income of $62000 - CoverOregon pays 66% of a senior couple's plan (total plan cost roughly $1300 per month with CO paying $800+ of it) plus limits out of pocket expense to $8500 yr.
Total cost to insured about $14000 yr.
Income of $63000 - CoverOregon pays 0% of a senior couple's plan (total plan cost roughly $1300 per month or about 25% of their total income)
Total cost to insured about $24000 yr.
So, if self-employed, you're better off by $10,000 if you stop working each year when you reach the cutoff point of $62040. Unless you're going to make another $15,000 or so.
4 years ago, when our insurance was cancelled for a pre-existing condition, we were paying Lifewise about $425 month total with no outside assistance. The same plan today costs $1,300 without assistance. A 300% rise in insurance prices at a time when the economy stayed basically flat otherwise.
Half of Americans earn less than $27,000 a year.
Either way, with help or with no help, the delusion that Americans have 1/4 to 1/3 of their income available to use for healthcare is simply ridiculous.
