Suck it up and pay premium for Neil Kelly. The bottom line is a heart stopper but they do absolute top quality work, and are well organized, on time and on budget. Plus no one (no one) comes close to their warranties (they truly are amazing). As my dad used to say, sometimes it's worth it to pay extra for peace of mind........I still shudder at the final cost but we're completely satisfied with the work and would do it over again without hesitation. As the old saying goes, you get what you pay for........